Improving Your Employee Retention in Four Easy Steps

Sep 19, 2017 by

Improving Your Employee Retention in Four Easy Steps

Your employees are what will make or break you. Hire the right people from the start and help them grow so that your company will benefit. The more loyal your employees, the harder they will work for you. You want them to consider your success, their success. To create a workforce of loyal employees, implement these four suggestions today:

1. Start with Their Workspace

Every employee, from your oldest to the newest hires benefits from a great, safe workspace. Having a safe workspace means keeping your equipment and your building up to code. It means having a first aid kit in case of injury. It means having a policy in the event of an emergency that all employees are trained and ready for. Having a safe workspace also means having anti-harassment policies.

2. Encourage Them to be Healthy

A healthy employee is one that has more energy and is happier. Encourage your employees to eat healthy and to get enough sleep. The natural energy that being healthy and the feel-good benefits will create a better, more productive workforce. Help them out by giving them a means to store home-made food and to even cook their own lunches in the break room. You don’t need to have a stove, but having a convection toaster and a fridge can help your employees be healthy.

3. Have Effective Communication Systems

Not everything needs to be communicated directly. For instance, if your employees need replacement conveyor belts they should be able to simply fill out a quick digital form for you to review and approve on later (ideally within the day). There are also instances where direct communication isn’t ideal, as when one of your employees wants to report someone for harassment. Have an effective communications system that outlines how your employees can relate information back to you, with multiple options for them to choose from.

4. Give Them a Future with You

Employees won’t want to give you their all if they don’t believe they have a future with you. No one wants to work a dead-end job, and nearly everyone has goals that they want to achieve. Help them reach these goals both within your workplace and outside of it. Helping your employee take a night course that will further their expertise within your company is in your best interest. Similarly giving your employee one extra day off to pursue their passion won’t hurt your company as much as it will give that employee more reason to love working for you.

Further, make it clear from the start that your employees will always be considered first when a new position becomes available. Make it clear how your employees can move up the corporate ladder as well. Giving your employees a clear path on how they can advance is how you’ll have loyal, hard-working employees.

Having a great company culture means your employees will enjoy working for you. When they enjoy working for you, they have a bigger incentive to work harder and better. Capitalize on this effort by rewarding them and helping them achieve their goals.

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How Virtual Reality Has Impacted New Marketing Strategies

Sep 18, 2017 by

How Virtual Reality Has Impacted New Marketing Strategies

When it comes to virtual reality, you might be thinking of some of those fancy video games that turn your surroundings into a whole new world full of adventure and suspense. But virtual reality may be coming to the real world soon as well, and one group that’s eager to look into it are advertisers.

Most people look at every way they can to block those annoying videos when they’re browsing online, and sometimes they get aggravated upon having too many commercials interrupting their sports event. But what if the perception of advertising could be changed by seeing things in an up close and personal way?

Virtual reality can do this and could give you an immersive learning experience on everything from the latest cloud innovations to financial products like a Texas title loan. But why virtual reality and why now?

What It Will Take For Virtual Reality To Become Mainstream Marketing

First there was TV commercials, radio ads and street billboards that led the way for modern marketing, and then came internet videos and social media marketing now also mixed in with mobile ads.

But now the push is for virtual reality, and speculators are wondering whether this will now be the future of marketing. What the key to all this will be is that point at which virtual reality morphs from simply fancy cumbersome video game machines or 3D viewing experiences, to the new trend that all consumers have.

For example, mobile phones went from being those fancy gadgets that only a select few consumers could purchase, into the mainstream where now most everyone has some sort of smartphone or tablet device, some of which are even cheaper than laptops. At some point virtual reality must reach that stage.

Why Virtual Reality Is Being Looked At By Advertisers

The reason virtual reality is gaining traction as a big marketing opportunity is because it’s addressing an area that most traditional marketing media have not. As Adobe’s contributor Lexi Monaghan points out in this article, it’s the user experience that will now take over simply reading about or watching a product advertisement.

Imagine if you could essentially test drive every product you were interested in beyond just simply seeing a video of how it works. At some point companies are going to be looking to immerse customers in their product be it through a comprehensive virtual reality experience be it through 3D glasses, holographic material or another highly interactive experience.

It’s Definitely About The Journey

One way that some companies are helping customers experience their products is by taking them on journeys where they get to see things happen in very realistic scenarios. For example, Forbes discusses how the department store Tom’s in Venice Beach, CA has a virtual reality experience that shows how every purchase a customer makes from them impacts the lives of people around the world.

This experience works by taking the customer on a ride to a foreign nation and showing them the smiling faces of children and their parents looking at them as they turn and look. Other companies such as car manufacturers have also allowed customers to see the vehicle as its on a journey and reaching remote destinations.

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What Factors Should You Consider When Choosing Credit Cards?

Aug 6, 2017 by

What Factors Should You Consider When Choosing Credit Cards?

Credit cards are a double-edged sword. They are convenient, universally accepted, and relatively easy to acquire. However, not all credit cards are created equal. Credit cards for personal or business use confer many benefits on their owners. It is estimated that some 9 million US businesses alone accept credit card payments, and that number is growing all the time.

The importance of credit cards in international financing and transactions cannot be overstated. They make up the bulk of e-commerce transactions, retail operations, and remittances to utility companies, et al. However, there are fees and charges which need to be considered when evaluating credit cards.

Tips for Choosing Credit Cards

First things first: there are many types of credit cards that you can apply for. Since your options are virtually ‘unlimited’, it’s important to take your time. Experts advise clients to consider their personal and business requirements when picking one card over another. Another crucial factor is how payments will be made.

Ideally, you will want to pay off your card in full by the end of the month, but many folks spread their payments over a period of time. Remember, timely payments (in full) will avoid the interest-related charges. Interest is payable on cash that is borrowed against the card, and this typically comes at a higher cost. Here are some of the most important factors to look for when picking one credit card over another:

  • Application Fees and Annual Fees – £0 application fees, and £0 annual fees are preferred.
  • Rewards such as Loyalty Points (LPs) – certain credit cards are known to reward their account holders with points for pounds spent. Provided these points can be redeemed somewhere useful, this can be a major enticement for credit card holders.
  • The Annual Percentage Rate – compare credit cards based on their APRs and choose a card with the lowest APR. It’s not always just the APR that needs to be factored in – it’s also charges, benefits, and associated fees.
  • Fees for Exceeding Your Credit Balance – these can quickly rise out of control if you do not stay within your credit limit. Much the same is true if you are late in paying your credit card bill.
  • Making Minimum Monthly Repayments – this is important, since the lower your repayments the higher your interest -related charges.
  • Cashback Offers – credit cards offering the highest cashback percentages are preferred by businesses and individuals. Look around for cards offering a minimum of 1% – 3% in cashback. This money will be refunded back to your credit card.
  • Balance Transfer Fees with Credit Cards – if you have an existing credit card account, your new credit card provider may encourage you to transfer your existing balance over to your new accounts. Check the fees associated with making the transfer before you rush into the transaction. Fees are typically a percentage of the transferred amount or a fixed figure.

Ways to Maximize your Credit Card Utilization

For starters, it’s always a good idea to pay down high-interest credit card debt first before you pay down low-interest credit card debt. If possible, try and use a credit card with 0% interest to pay off your other cards with higher interest. The 0% interest credit cards can be available for up to 18 months. Take advantage of these if your credit score is good.

You can transfer your credit balance from high-interest credit cards to the 0% interest credit card and take advantage of the interest-free holiday. This makes it much more affordable for you to pay off your balance, without paying interest on your interest. You will typically encounter a fee when transferring a balance, and this could be as high as 3%. If your outstanding credit card balance is high, this option will certainly help you.

It’s also a good idea to utilize different credit cards for in-person transactions and recurring monthly transactions. If a card goes missing for any reason, it will have a limited impact on your recurring monthly charges or your in-person credit card transactions. In all cases, it’s important to use credit aggregator services to evaluate the merits of one credit card against another. Cashback, rewards points, 0% APR, and other offers are important considerations when choosing credit cards.

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How to Remove Unwanted Items from a Photo

Jul 31, 2017 by

How to Remove Unwanted Items from a Photo

When you are in a public place, it is hard to take a perfect photo because there are people are walking around here and there. The photo that you snap may end up including some strangers who happen to walk pass without knowing that you are taking a photo. With Movavi Photo Editor, you don’t need to snap the photo all over again anymore. It features an object removal tool that can remove any person or objects that shouldn’t be in your photo. The tool is perfect for removing crowds of people at a beach when you just want the beach photo to features your kids. The following is a simple 4 steps guide on how to get rid of unwanted people or object that appear as obstacles in your photos.

1. Load the Picture with the Unwanted Object

To remove person from photo, you must first load your photo into the work area. If you don’t load the photo, you will not be able to edit it. There are many ways to open your images and the easiest way to do so is to click on the Add Media Files button. If you drag the photos to the work area, your photos will also get load into the software.

2. Utilize the Object Removal Tool to Remove the Unwanted Object

Now that the photo is load into the software, you can go to the Object Removal tab and select the red brush tool. With red brush tool, you are to mark the people that you want to delete from your photo one by one. If the object appears small in your photo, you can use a smaller brush size. You should increase the brush size to mark a larger object. The brush size can be easily adjusted to big or small by dragging the brush size slider.

It is easy to make a mess in the photo with the brush tool and you will find yourself accidentally marking other objects that should not be marked. A quick way to remove all the red marks on the photo is to click on the Reset Selection button. Sometimes, the background of the unwanted object is complicated and this means that the software algorithm will find it difficult to copy the replacement pixels. In this case, the spot of the unwanted object will surely appear distorted after you press the erase button. This is the time when you can make use of the clone stamp tool.

3. Using the Clone Stamp Tool to Fix a Distorted Image

The clone stamp tool can transfer the pattern that you copy from another part of the photo onto the spot of the erased object. It will take some time to clone stamp the area until it look perfect. To clone stamp an area, you must first select the clone stamp tool and then move the mouse cursor to the area that you want to copy. To copy an area, you must hold down the Alt and press the left mouse button at the same time

After that, you can move the cursor to the target area to paint the pattern from the source point.

4. Saving Your Photo

As a reminder, you must always save your photo by clicking the export button before quitting the program otherwise all the changes on the photo will be lost. You can save the photo in JPEG low to high quality. The higher the quality, the more details it has and the larger the image file size will be. Movavi Photo Editor supports three compression methods including packbits, lzw and zip. Packbits’s compression is lesser than LZW. Compressing your photo in LZW format can reduce the size by about half size. Zip format is best for compressing 8 – 16 bits photos.


In conclusion, the object removal tool in Movavi Photo Editor is a great tool for erasing photobombers that happen to walk across when you are taking a photo. It will automatically fill in the selection with a pattern that is similar to the surrounding. Removing unwanted elements in your photo with Movavi Photo Editor will not take much of your time and it can be completed in less than 5 minutes.

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Five Ways You Can Help to Ensure Employee Satisfaction and Happiness

Jul 27, 2017 by

Five Ways You Can Help to Ensure Employee Satisfaction and Happiness

Small and medium sized businesses can often find it hard to compete with large companies that are able to pay the big bucks in terms of salaries. Finding qualified employees, and then keeping them, can be somewhat challenging. Here’s the thing: salary isn’t everything. There are a number of incentives and things you can do that will help sweeten the deal and make sure you’re finding and retaining the kind of employees you need to succeed.
Here’s a look at five incentives and actions you can take that can help ensure job satisfaction.

Initiate a Rewards System

Here’s an incentive that can work extremely well for companies: looking into different reward systems that not only reward but motivate your employees can create job satisfaction and an increase in productivity. There are all kinds of different reward systems you can use, such as offering extra vacation days, travel perks, bonuses, and gift cards and vouchers, among many other things.

Offering a Legal Plan

Why not provide your employees with a group legal plan that allows them to focus on their work rather than outside legal matters? This is very similar to a dental plan, or a medical plan in that it gives the employees peace of mind should they have a legal issue in their life. Legal issues can be extremely taxing both financially and mentally, which will of course affect their performance at work.

Career Advancement Opportunities

It’s hard to stay motivated in a job that is going nowhere, doesn’t offer any sort of advancement or enrichment training, and therefore will never pay them more. Giving your employees the tools to succeed, and providing career advancement opportunities, benefits everyone. The employee will have something to work towards and feel motivated, while the company will benefit from someone who is extremely productive and has plans to stick with the company.

Career advancement opportunities can often lead to less turnaround in a company since you are able to hire and promote from within.

Recognize Achievement and Success

An employee who feels valued is one that is happy and productive. When your employees do an exceptional job with something, be sure to recognize them and let them know how much they are appreciated. Perhaps you can create a recognition board or a company newsletter that recognizes these employees for what they have contributed. This can also be tied in with the rewards system.

Encourage Input and Feedback

A company cannot possibly run with just one person doing the jobs of many. With that said, it’s a great idea to encourage input and feedback from your employees. They are the ones in the job, seeing things first-hand, therefore they can provide you with a different perspective. Again, this also goes back to an employee feeling valued and appreciated since you are letting them know that their voice and opinions matter.

Creating an environment that fosters job satisfaction and happiness is a win-win situation for all.

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How to Open Your Own Forex Company

Jul 27, 2017 by

How to Open Your Own Forex Company

Opening a forex company comes with numerous steps to ensure it’s legal and, of course, worth undertaking in the first place. You’ve decided to start your own brokerage because you’ve heard of the masses of wealth available to you. Or you’ve decided to start one simply because it’s been a lifelong ambition of yours. Whatever reason(s) you have for starting your own forex business, have a look at some of the below steps to consider before doing so, just to make sure it’s still something you have the motivation and willpower to undertake.

Research the Market and Your Competitors

The forex industry is a hugely competitive market, so it’s important you research the market and your competitors in full. By researching the market and your competitors, you’re going to be able to find a niche for your own brokerage and that will essentially make it easier for you to compete as a small fish in a very large pond.

Plan Your Venture

Once the research is done and you feel you have a niche to compete in, always plan your venture so you know what you need to do during every stage of business. A detailed business plan could be the difference in the forex business becoming a success or not, so it’s one of the most important steps.

Get the Necessary Capital

Once you’ve researched the market, you’ll have more idea of how much capital you’ll need to get started and to compete. However, it’s not just the start-up capital you’ll need, as there are several running costs involved to ensure your business doesn’t crumble before it even gets a chance of success.

Many forex start-ups decide to partner with other experienced and knowledgeable professionals in the field because it’s less risky and because more knowledge will give the business a better chance of success. Consider finding a business partner if it’s your first venture or if you don’t have the required capital to start.

Become a Licensed & Regulated Broker

You can’t operate unless you’re fully licensed and regulated within your jurisdiction. Obviously, different rules apply between states and it can be even more complicated if you reside outside of the United States. Contact your local offices to see what’s needed to become a fully licensed entity.

Tie Down Office Space

A smaller entity can work from home or in the garage, but as you grow, you’ll need to consider office space for your other employees to work from. While office space is yet another step needed to ensure the success of the forex company, it’s also wise you gain the necessary leadership skills to be a better boss. By gaining an executive leadership masters or a masters in executive leadership, you’ll be able to take your business to new levels thanks to your employees.

The above steps are just some of the many steps involved when it comes to opening a new forex business. The business plan is one of the most important steps to take when it comes to business, but be sure to pay attention to the strict regulations in different states and countries to ensure your company is fully legal.

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4 Tips for Moving from a Corporate Career to Start a Business

Jul 23, 2017 by

4 Tips for Moving from a Corporate Career to Start a Business

A career in the corporate world is a great way to be a productive member of the society – you earn a salary in exchange for your time and skills. A corporate career can also be a great way to improve your skills, pick up more skills, and test your capabilities – on someone else’s dime. However, a time will eventually come when you’ll start feeling like you are just another employee turning the wheel without making much of an impact on the greater good.

If you are already contemplating early retirement or you can see the signs of a forced retirement on the horizon, you’ll most likely be thinking about firing your boss and becoming a boss in your own business. Here are 4 tips to help you along before you make the jump from the corporate world into the world of entrepreneurship.

1. Sound out other entrepreneurs

Your corporate career will prepare you for the challenges of being a business owner in some areas—but your experience in corporate America can be a liability for you in other areas when you start a business. One of the easiest ways to ensure a smooth transition from corporate America to starting your own business is to pick the brains of those who have taken a similar path in the past.

Talking with other entrepreneurs who made the switch from the corporate world will help you know how to spot and avoid potential pitfalls. They might also offer you insights on how to make a gradual switch or help you to decide if an abrupt switch is in your best interest.

2. Know your support system

You’ll need a strong support system made up of many essential parts to succeed in your move from being an employee to calling the shots in your business. The SBA provides small-business mentorship through its SCORE program and you’ll be doing yourself great favor by taking advantage of the mentorship in order to refine your business strategy.

You’ll also need to identify a support system for your core business operations, financing your business activities, and taking care of legal and regulatory requirements. For your core business, you’ll need to create a production strategy, marketing process, and a management system. For your financing, you’ll need to build up startup capital, know where to go for expansion capital, and have a ready funding source for ad-hoc capital needs.

3. Start expanding your network

Your experience in the corporate world might not give you the best preparation to build a business but it sure can provide you with a great opportunity to build a strong network. Building a strong network makes it easier for you to get your business up and running because you can always leverage your connections to find professionals that could help you with startup activities.

In addition, the people in your network are folks who know and trust you and they’ll be more readily inclined to patronize or recommend your goods and services. More so, having a strong network helps you to keep a social circle that might be otherwise lost when you leave your colleagues at work behind.

4. Uncertainty is a certainty

Corporate America is mostly predictable – you show up, do the work required of you, punch in the clock, and you get paid at the end of the month. However, when you are running a business, the only certainty is that you are living in a world of uncertainties. You’ll need to be grounded mentally in order to maintain your sanity and make smart decisions when the uncertain nature of business rears its ugly head.

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